PERSONAL LOAN: Step 1

For OFW's Land-based: Loans available are Home Equityand Car Equity Loans
For OFW's Sea-based (Seafarers): Please use the page found here OFW



Purpose of loan?

Location?

 Metro Manila     Outside Metro Manila   

Do you own a Credit Card?

 Yes     No   

What is the desired loan amount?

Enter Total Monthly Income (Must be greater than P15,000)


First Name

Middle Name

Last Name

Name

Mobile Number

Home Landline

Email Address

 

 
 
Will I Qualify?

Just a few more questions to help determine which bank will qualify you:


Age

Marital Status

Years in Current Job

Employment Status

Job Industry

Job Title

Do you have a valid credit card for over 12 months?

Own a home?

Own a fully paid car?

Best time to Call? Mobile or LL? Prefer Email/SMS?

 

 

    https: 100% PRIVATE and SECURE

Need help? Feel free to email us at support@rainingpesos.com

Personal Loan

Overview: Personal Loans in the Philippines

Personal Loans can be used for almost any purpose. These are also called Cash Loans, Salary Loans, or even Payday Loans if you need a cash advance to provide cash till your next paycheck. We don't currently offer payday loans, but do check back in the future. Here is a summary of reasons you might avail of a personal loan. Our advice: going into debt is not always the right answer. You must have good budget and financial planning skills to make sure you will pay on time each month. Read more »

Personal Loan
Services


Requirements & Documents:
The requirements for Personal Loans can vary dramatically by bank, so we'll inform you if additional items are required:

Features:
- Loan size: P10,000 up to P2,000,000 but limited by your salary: 30% of your gross monthly salary is the maximum monthly loan payment allowed
- Terms: 6 mos. up to 36 mos.
- Low Monthly Payments
Basic Qualifications:
- Should be 21 to 65 years old (end of loan term should be before 65th birthday)
- Should have good credit standing: no historical defaults
- If self employed: Business should be operational for at least 2 years
- Covered areas: Metro Manila and extended areas, for now
Requirements for Employed/Salaried Individuals:
- Checking Account
- Latest Certificate of Employment (should not be more than 30 days old) w/ salary, position and length of service
- 2 months latest payslips (include most recent payday payslip)
- Latest ITR
- 2 Govt-issued IDs (passport, SSS, PRC, Driver's License, Voter's ID)
- 1 Company-issued ID (front and back) w/ 3 specimen signatures beside the front copy of the ID
- Copy of recent credit card statement, if any

Requirements for Self-employed Individuals:
- DTI/Business Permits
- 6 months bank statements
- Latest Audited Financial Statements w/ ITR
- Trade References